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Carchex Review 2022 – Top 10 Car Warranty Services

There are plenty of vehicle extended warranty providers. All of them offer something different depending on what the customer needs. As the warranty buyer, you must find the best car coverage. That means examining different companies and what they offer. You also must consider the cost; some warranties might be extensive but very costly. Carchex is an established company with a long-standing reputation in the extended warranty industry. They are backed by a lot of positive Carchex warranty reviews. This is one company to consider if you are considering getting an extended warranty after your factory warranty is over you. Here is a detailed Carchex review that will help you make up your mind.

The Verdict
Carchex Carchex

When you consider the company's reputation, Carchex is a worthy company. They have different coverage levels for car owners to choose from. They are still affordable compared to other companies in the industry. They will give you the coverage you need without spending much money.

  • They are accredited with Better Business Bureau with an A+ rating
  • Their coverage plans are flexible
  • Easy and fast quote process
  • They have a wide network of repair facilities across the nation
  • Reputable company with a long history
  • They have plans for up to 10 years
  • Plenty of included benefits
  • Great customer service reputation
  • Luxury cars have limited coverage
  • Limited coverage for vehicles over 100,000 miles
  • They don’t cover motorcycles and RVs

About Company

Carchex is an extended warranty provider that has been in the business for more than 20 years. It’s headquartered in Baltimore, Maryland. The company started as a nationwide provider of mobile pre-purchase car inspection. They grew their inspector network to over 900 inspectors who cover all fifty states. They have a suite of financial and car protection products that can help you manage the increasing expenses of owning a car. Their services include vehicle inspection that shield buyers from seller fraud. They have earned an A+ rating from Better Business Bureau through their excellent services. They offer instant quoting, and you can speak to an extended vehicle protection specialist before making a decision. They allow customers to view contracts, plan features, and benefits when signing up. There is a risk-free 30-day money-back guarantee when you are unsatisfied with their services.

Carchex extended warranty can go up to 10 years or 250,000 miles. That’s why they are the best option for a used car warranty. They have five coverage levels depending on individual needs. The plan can be customized for your vehicle. Carchex roadside assistance is one of the benefits you gain when working with them. It’s an independent warranty provider, and it fares well against competitors. They have partnered with several automotive research groups like Carfax and Edmunds. They have put in all efforts to ensure their customers are satisfied. The best way to protect yourself from the expenses that come from mechanical issues is to get an extended warranty. It’s also essential to get it from a reputable company like Carchex.

The company has great coverage options for all types of vehicles. Ensure you review the contract carefully before committing to the services for the long term. Cost estimates depend on the plan you choose and your car. A new car will cost less to protect than one with high mileage. You can make Carchex payment upfront or monthly, depending on what you are comfortable with. Their plans are easy to purchase, and their representatives are usually beneficial when setting up. You can call the company to file a claim anytime or take the car to a repair facility. Carchex will cover the cost of the repairs directly with the mechanic shop.


Carchex extended warranty comes with several benefits. They offer comprehensive services that cover a wide range of car protection. You won’t have coverage for every repair, but they cover all the parts that matter most. These are the services and perks of getting an extended warranty from Carchex.

  1. Repairs

Repairing damaged or malfunctioning parts is an extended warranty provider’s main service. Different plans cover separate system parts. The most basic plan from Carchex covers transmission, engine, cooling system, drive axle, and transfer unit. The most advanced plan covers over ten systems or parts in the vehicle. When you experience issues with any of the parts, you can file a claim with the company to cover the repair costs. That limits the amount of money you will spend out of pocket. They have a sample contract showing the coverage level for each plan in detail. You can even upgrade the plan for it to cover luxury electronics, navigation systems, emission components, and windshield repair. Without a warranty, you might spend a small fortune to maintain your car in great shape. Carchex gives you an alternative after your manufacturer warranty expires. You know your vehicle better, so you are in a better position to determine the best coverage for your needs. With Carchex, you can get repairs performed in over 30,000 shops nationwide.

  1. Roadside Assistance

Carchex roadside assistance is a 24/7 service. These services include fuel delivery, battery jump-starts, and lockout. They offer these services up to several times a year. Roadside assistance is usually required when you are in an emergency situation. Instead of staying stranded, especially at odd hours, you can call your extended warranty provider for help. Their people are available at all times and will rush to your rescue. The good thing is that the assistance is included in all of their plans. You don’t need the most comprehensive and costly plan to enjoy such benefits. Most warranty companies limit customers to a small number of factory-approved services. But you should look for a company that goes the extra mile. Winching is also one of the services they offer; it comes in handy when you stay off-road most of the time.

  1. Rental Car Reimbursement

When your car gets damaged, your life doesn’t have to stop. Carchex will cover your rental car expenses so you can still move around and get things done. Usually, when your car is at the repair shop, all your operations are crippled until you can get your wheels back. But when you have a whole company backing you up, things are a bit different. Rental car reimbursement is one of the benefits that Carchex warranty reviews appreciate. Ensure you take your car to the repair shop immediately if it gets damaged so that you don’t have to stay long without it. Not all extended warranty companies will reimburse you for rental cars, so this is something to look forward to with Carchex. They will reimburse up to $ 40 per day for four days. But some plans reimburse $ 35 per day for five days. This is enough time to get your car back in great shape.

  1. Towing

If a covered breakdown occurs, the company will reimburse you for a certain amount and even offer towing services to the nearest repair facility. Usually, you would have required a third-party company to come and tow your car when it breaks down. But when your extended warranty provider offers towing services, you can have them rescue you in such a situation. They will take the vehicle for inspection and repairs and cover the costs. There is a maximum $ 400 limit for roadside emergency services for the term of your contract. These are things to consider when picking your contract.

  1. Trip Interruption Reimbursement

The last thing you want is a car breaking down when you are away for a trip. If you are a hundred miles from home, you will receive $ 50 per day for three days. The money is meant to cover lodging and food for the days your trip is interrupted. You might find a better offer out there, but ultimately you want a reliable company that won’t leave you hanging. That’s why most car owners use Carchex for extended warranties. You are set to go if you can get all the parts repaired and get a few benefits along the way. Remember that these reimbursements have a limit; it’s always better to take extra care of the car when on a trip.

  1. Inspections

Besides the extended warranty, Carchex also offers vehicle inspections. They can inspect your car before buying it to ensure everything is in order. When you are not an expert, you barely know what to look for in a second-hand or new car. They will send the inspection report to your email within three business days. You can order car inspections online 24/7. They give you the confidence to bid on or buy the vehicle you want. You need to be aware of many things that decrease a used car’s value. A car inspection can help you negotiate the initial price. If the vehicle has previous damages, you may get it at a significantly lower cost.

  1. Auto Insurance

Carchex also has incredible auto insurance deals. You can get a free auto insurance quote online and determine if it’s the right option for your car. They have compared their plans to top insurance companies to help you choose. Choosing auto insurance can be a task, especially when it’s your first car. Carchex provides you with the tools you need to compare costs and benefits from top providers and make a solid choice. The law requires all drivers to get auto insurance. This is not something you can escape even if you want to. You should ensure that you get low prices and the best coverage.

  1. Auto Finance

The company makes auto refinancing very simple. They give you car loans if you need a boost to get your desired car. You can also take out a loan against your car in an emergency. There is an application form online you have to complete online before receiving your saving options. They have loans for all credit types. Most of their credit decisions are made in one hour; they won’t keep you waiting for a long time to see if you are approved or not. They have over 100 lenders competing to offer you a loan. If you compare quotes from four to five lenders alone, it might take you hours. Carchex gives you quotes from four different lenders within minutes. You can buy a new or used vehicle depending on what your credit allows.

Plans and Pricing

Carchex plans come in five different coverage levels. From the entry-level to the most comprehensive policy, you will have to pay a down payment. A few things influence the cost of the extended warranty, including the car age, make, model, mileage, and coverage level. The highest coverage levels are pricier than the basic coverage. Once you make the down payment, you can choose your deductible. Most people opt for monthly payments, but you can pay for the coverage in full if you are capable. Based on Carchex warranty reviews, most drivers pay from $ 1,000 to $ 2,500 or $ 100 to $ 200 per month. They have five coverage options in between to choose from. When you consider the benefits, Carchex warranty prices are worth it. Here are the five plans.

  • Bronze: Up to 6 years
  • Silver: Up to 7 years
  • Gold: Up to 10 years
  • Platinum: Up to 10 years
  • Titanium: Up to 10 years

The Titanium plan is the most comprehensive cover, similar to a factory warranty. They pay repair costs directly to the repair facility minus your deductible. The prices are customizable; ensure you speak to a representative and get a detailed quote. You might find what your car will cost if you go through the reviews. Carchex covers most cars and trucks but not ATVs and RVs. All Carchex plans exclude some types of damage and parts. The plans do not include regular wear and tear and damage from lack of maintenance. Compared to the extended warranty market as a whole, Carchex’s costs are above average.

Frequently Asked Questions

How Do You File A Claim With Carchex?

Take your vehicle to the repair facility for proper diagnosis and work. Once the repairs are done, the facility will get an authorization number, and Carchex will pay them directly. Since the company works with different administrators, the claim phone number depends on the administrator you got. They have given out all the phone numbers on the website. If you have an issue with the one handling your claim, you can inform Carchex, and they will handle the issue.

Is Carchex Legit?

Carchex is a legitimate company that works diligently to provide customers with the best services and products. The company partners with the best in the business. The company has managed to uphold its stunning reputation for many years. You can base your decision on the countless positive reviews they get from past and present clients. But you have to consider it’s an independent warranty provider, so they don’t lack some mixed reviews. When it comes down to it, Carchex is a reliable company you can trust.

Does The Company Have A Waiting Period?

Carchex has a thirty-day waiting period before your plan is in full effect. You will start using your coverage well once the period is over. After the thirty-day, you can begin submitting claims directly with Carchex when your car breaks down. If you buy an extended warranty from them, know that you will be waiting for a month before everything is in full effect. Their warranties provide powertrain coverage at a minimum. The higher-tier plans offer more coverage.

What Is Carchex Cancellation Policy?

The company says the cancellation policy will be listed on your contract. Ensure you read the contract and understand it well before committing to any coverage. You can try to find out from past clients if the cancellation process is hectic. Reviews reveal a lot about a company, especially about the things that matter.

What Is Not Covered In The Most Advanced Plan?

The 10-year, the 100,000-mile warranty will not cover a few parts. The battery, all non-power components, rust, paint and finish, radio and audio system, catalytic converter, and lights, among others. You can request some upgrades on your coverage at extra costs. See the available upgrades on their website and make your coverage more advanced. You must request a customized coverage plan when you want your car to be fully covered. The company representatives will tell you what is possible and what is not.

Is The Extended Warranty Transferable?

All Carchex car protection plans are transferable when you want to sell the vehicle. There probably will be a transfer fee; you can get a quote online for free. Ensure you ask this question before you buy a plan. You never know if you will be staying with the car for five years or more. You must know what happens to the warranty you have paid for if you decide to sell.

Is The Company Right For You?

The company is right for car owners looking for basic or extensive extended warranty coverage. You will have peace of mind knowing your car is protected against unexpected breakdowns. You will reduce out-of-pocket expenditure. Their wide selection of plans is what attracts a lot of customers. They work with the best brands in the car protection and financing industry. Besides the numerous coverage options, they also offer a lot of benefits. It’s a great option for used cars as well.