Concord Auto Protect Review 2022 – Top 10 Car Warranty Services
Some of the industry’s most affordable car service contracts are provided by Concord Auto Protect. But does cheap mean low quality? This blog post will assess the company’s online assessments, coverage choices, and package rates in more detail.
In addition to giving an assured peace of mind, the finest warranty providers have one more attribute: Pricing varies for each client.
Concord Auto Protect
When it comes to extended warranties, there's no better option than Concord Auto Protect. You'll have a lot of safety with the company's comprehensive insurance policies.
Concord is also known to avail upscale warranties, which is an amazing atonement. However, review the contract before appending your signature on the dotted line.
- Protection Packages
- Concord has three plans to choose from. You'll need to select a specific insurance policy based on the amount of coverage you need.
- However, Concord's Powertrain package is a great choice if you only desire basic tier with rudimentary coverage.
- Although it is Concord's least all-inclusive package, the Powertrain plan is a perfect choice if all you want is basic tier with little coverage.
- You probably know that the Premium plan would cost more than the Powertrain or Advanced plan, but to be clear: On the other side, you have the broadest coverage, which is helpful in times of crisis.
- Additionally, Concord includes free 24-hour-a-day, seven-days-a-week by the road assistance in all its plans, and customers may reach out to the business's customer support line at any given moment of the day or night.
- 30-Day Money-Back Guarantee
- If you register for a Concord tier and decide against coverage, you can get a full reimbursement if you reach out to the Concord in less than 3
- Limited Cost and Agreement Data
- Concord's internet-based platform don't show the prices and other fees.
- To put it another way, each car is unique. State rules control extended warranty contracts, so there is no simple way to know accurately how much your extended warranty will cost unless you talk to the provider and get yourself a quotation.
- Your cost will vary according to the coverage level; the wider it spans, the higher the cost.
- Is The Company Right For You?
- Yes, it is. Many negative comments hail from a miscomprehension of what's covered; hence, an individual is beseeched to look deep into the whole agreement before appending your signature on the dotted line.
- When you purchase a warranty, you enter a legally binding agreement. The corporation must keep half of the contract for the amount you pay. When there is unpredictability when it comes to what is covered, problems arise.
About Company
Concord is a provider of extended auto service contract plans with more than two decades of experience. And their customer care team is available by email, phone, and online on any occasion.
Although the same thing can be said about their rivals with respect to consumer support, not all avail Concord’s other engagement tools. The firm enthusiastically publishes on social networks every week and is remarkably methodical and apt in reacting to consumer comments on the Better Business Bureau (BBB) internet-based rostrum.
Concord avails several coverage plans, including Premium, Advanced, and Powertrain. The Powertrain package is the most rudimentary, closely followed by the “Advanced” package that brings on-board steering and AWD/4X4 coverage. Lastly, the Premium tier encompasses everything in Advanced and Powertrain, advanced electric insurance, and overall bumper-to-bumper security coverage.
Every Concord package is completely transferrable and comes with a one-month full-compensation assurance.
Concord Auto Protect
When it comes to extended warranties, there's no better option than Concord Auto Protect. You'll have a lot of safety with the company's comprehensive insurance policies.
Concord is also known to avail upscale warranties, which is an amazing atonement. However, review the contract before appending your signature on the dotted line.
- Protection Packages
- Concord has three plans to choose from. You'll need to select a specific insurance policy based on the amount of coverage you need.
- However, Concord's Powertrain package is a great choice if you only desire basic tier with rudimentary coverage.
- Although it is Concord's least all-inclusive package, the Powertrain plan is a perfect choice if all you want is basic tier with little coverage.
- You probably know that the Premium plan would cost more than the Powertrain or Advanced plan, but to be clear: On the other side, you have the broadest coverage, which is helpful in times of crisis.
- Additionally, Concord includes free 24-hour-a-day, seven-days-a-week by the road assistance in all its plans, and customers may reach out to the business's customer support line at any given moment of the day or night.
- 30-Day Money-Back Guarantee
- If you register for a Concord tier and decide against coverage, you can get a full reimbursement if you reach out to the Concord in less than 3
- Limited Cost and Agreement Data
- Concord's internet-based platform don't show the prices and other fees.
- To put it another way, each car is unique. State rules control extended warranty contracts, so there is no simple way to know accurately how much your extended warranty will cost unless you talk to the provider and get yourself a quotation.
- Your cost will vary according to the coverage level; the wider it spans, the higher the cost.
- Is The Company Right For You?
- Yes, it is. Many negative comments hail from a miscomprehension of what's covered; hence, an individual is beseeched to look deep into the whole agreement before appending your signature on the dotted line.
- When you purchase a warranty, you enter a legally binding agreement. The corporation must keep half of the contract for the amount you pay. When there is unpredictability when it comes to what is covered, problems arise.
Services
- Coverage
The three levels of coverage supplied by Concord Auto Protect have been compared in a table that the company provides. Premium, Advanced, and Powertrain are the three plans. AWD / 4×4 and steering are included in the Advanced Plan. Lastly, the Premium Package includes nine more options, for example, suspension and air conditioning.
- Claims and Repairs
Even if the firm’s website indicates that customers may have their vehicles fixed anywhere, the deal point out that maintenance must be performed at a car workshop staffed by an ASE-certified technician.
Claims are compensated directly to the technician doing the repairs, leaving the customer with no paperwork.
- Plans and Service Contracts
Customers may take advantage of Concord’s no-interest payment plan, which means they won’t have to pay more for their warranties. Concord is synonymous with the masses in the US and Canada due to its great consumer support. They not only provide phone call support 24 hours a day, but they also give more means to interact, including through an online form and email.
- Trip Interruption
If your car breaks down roughly 100 miles from your place, Concord will compensate you a maximum of $50 each day for 72 hours of food and housing.
- Roadside Assistance
Concord will compensate you for multiple charges, including towing, lockout, jump-starting, gas delivery, and mounting the wheel, which you have saved up for emergency situations. To get help while you’re on the move, you must pay first and provide receipts for reimbursement.
- Rental Automobile Compensation
If a covered repair arises, Concord Auto Protect will pay a maximum of $75 every 24 hours for 96 hours of a leased truck expenses. People can access good leased cars with a daily budget of $75. This is a sizable amount. Many other businesses provide $35 in daily coverage. However, four days may be insufficient in the situation of extreme repair.
- Refund and Cancelation Policy
Most extended warranty companies, like Concord Auto Protect, promise to payback all the dimes spent on their service or coverage if the customer is dissatisfied. First-time customers who seek a refund during the first 30 days of coverage will get their money back. Suppose you wish to cancel the policy after 30 days. In that is the situation, the firm will work with you to repay a prorated part of your insurance based on mileage if you may get a legal odometer reading and are willing to subtract the $25 administrative cost from your refund.
- Transferability of Coverage
Extended warranty policyholders can transfer their Concord package to the new owner of their car when the time comes to sell their truck. This is an important value addition for potential buyers. Inform the service provider that you have sold the car and passing the package to the new owner. However, to achieve this, there are several prerequisites, namely:
- An individual’s insurance policy may only be transferred only one time throughout their lifetime.
- Concord must be notified of what transpired within two weeks after the sale of the car.
- Additionally, the new owner must provide a transferable manufacturer warranty, and you must make available evidence of the mileage of the car and maintenance history.
- Additional Benefits
Concord is known to have many supplementary services when a customer’s car breaks down. Most of the following are well-known to go hand in hand with extended warranty insurance. However, they are still highly beneficial and contribute to the security that most consumers wish for with almost all coverage. The following supplementary services provided by Concord are reimbursed:
- Towing
Policyholders may make a $120 per incident claim for tugging to a motor garage that’s within the locale when a breakdown occurs.
- Flat Tire Support
Concord will cater for the service if you get a flat tire and need to use the wheel, which you’ve saved for emergency instances.
- Dead Battery
Concord will refund you $40 if your battery has to be charged or jump-started.
- Lockout Service
If you’ve locked your truck in, you may be eligible for reimbursement of up to $25.
Plans and Pricing
Several customers have commented that Concord Auto Protect has great value than the competition. Our research confirmed this. There’s a catch, though, in that most schemes request for dimes at once or over a short period. Concord may not be the suitable brand to hold your hand through the way if you don’t have the funds and are counting on the low monthly price.
Some reviewers were looking for a price on a 2011 Hyundai Sonata with 60,000 kilometers when they got in touch. The highest level of Concord Premium insurance was given to them despite their claims of only driving 5,000 miles a year. The specifics are as follows:
- 2 Years: $1,150
- 3 Years: $1,400
- 4 Years: $1,750
The cost of an extended warranty is determined by the car, which is on sale. Repair prices vary widely. The repair costs of Hondas and Toyotas are lower than those of many American and European automobiles.
In addition, as time passes, the number of repairs on automobiles increases. A warranty for a car with just 30,000 miles on the clock would cost less than the same coverage for a motor car with more than seventy-thousand miles on the clock.
Overall, Concord’s packages are pretty inexpensive. Although the Sonata was nearly a decade old and past Hyundai’s manufacturing service contract, the mileage was logically down.
A motor car with high mileage doesn’t meet the threshold for the Premium package. In the same way, a driver who covers a long distance in a calendar year may be ineligible for the Premium plan. Worthiness demands for the three packages are not published online. However, the quote form allow vehicles back to the 2000 model.
Frequently Asked Questions
What Does Concord Auto Protect Not Cover?
Because not any of the package provided by Concord entails bumper-to-bumper coverage, most parts of your motor vehicle are not catered for. Hence, kindly read the policy thoroughly before appending your signature on the papers. Below, we’ve stated several repairs and parts are not catered for under Concord’s extended warranty packages:
- Regular repairs, for example, oil changes.
- Tires
- It is worsening or any repair attributed to rust, water, or an act of nature.
- Scrubbing and brushing up
- Damaged window glass
- Ordinary wear or decline of all parts
- Fluids
Is Concord Trustworthy?
It’s crucial that the service deal company you choose makes you feel confident in how they operate and has a good history in the industry. And Concord seems quite open and honest about their coverage. The company’s website includes an example of its car service contract and information about its certifications and happy users.
Because Concord is a direct supplier -which means they do not serve as a go-between for you and the agreement overseer -it does not look like any conventional insurance company supports them.
In 2013, Concord was launched. And the extended warranty market is a seasoned one; some of the companies it’s competing with have been in business for about three decades. However, it doesn’t means that they aren’t a trustworthy business.
How Much Does Concord Auto Protect Cost?
Here is the thing. The price of an extended warranty is what you wish to know. The answer is: it depends. Each coverage differs somehow since every automobile’s make and model is unique, and extended warranty agreements are subject to federal rules and regulations. How much you part with varies depending on the amount of dimes you’ll have to part with to secure the insurance. You will spend more if you shield a lot more elements.
If the factory’s service contract still covers your car, you may want to contemplate getting your hands on an extended warranty in the future. Why? Insurance for your car is similar to health insurance in that reduced premiums are available if the car you obtain is in amazing conditions during the time of purchase. Insuring a car with few miles is far more affordable than insuring a high-mileage veteran. Having a car service contract in place means you will get covered instantly the moment the original manufacturer’s warranty expires.
How do you file a Claim?
So, how do you file a claim? Concord’s process for doing this is pretty easy: take the machine you cruise in to a motor garage near you and hand the shop’s representative your Concord data. Concord will cater for all renovations, which are covered within the firm’s credit card through the phone. Hence, ensuring policyholders aren’t subjected to form filling or any other manual jobs, and there are no bounds to the times a person can file claims.
Concord will pay for all the repairs on the covered truck, like with most service agreements, but only you have received permission for car mending.
The mean cost of a basic motor vehicle analysis of a repair is $111. The policyholder requires an assessment by an accredited garage before repair work commences. Although the organization’s policies provide no-deductible options, you must pay a deductible when getting a repair. That is something to bear in mind while deciding on a policy.
Instead of paying for the repairs yourself and then waiting for a refund check, Concord immediately pays the garage for all claimed damages.
Who Carries Out the Repairs?
Concord’s policy stipulates that the shop you take the machine you’re driving should have one or more ASE-accredited technicians, despite the site’s assertion that the users may visit any auto garage.
If you’re concerned that the auto garage you love the most will not take Concord’s coverage, the company suggests you speak with them before buying one of their policies. Concord is always ready and willing to get in touch with the store even though they claim they will not since they want to create a connection with them before you buy your package.
Is My Car Eligible for a Concord Auto Protect Warranty?
The policy may not cover some automobiles. These are generally bounded by the machine you’re driving type and model or the miles it has accumulated. Here are a few causes why a person’s application for an insurance coverage is denied.
All cars above 150,000 miles
The car’s motor, suspension, and additional crucial parts of the machine have been altered.
Vintage or “classic” cars that are at least ten years old.
Useful in difficult climates or scenarios, mainly off-road trucks and vehicles with fleet or commercial usage histories.
Make/models
Auction-purchased or salvage-claim-titled automobiles
Most Common Reasons Why Concord Auto Protect Claims Are Rejected?
Lack of maintenance history related to the claim
Evidence of car repair may be asked for throughout the claim procedure. To be on the safe side, it’s common for mechanics to blame “lack of maintenance” or something like as the source of the trouble. This step may be simplified if you have the last three years of repair details on hand or if you continue to take the machine you drive to the same renovation garage.
Repair is a result of an accident
It’s possible that the warranty coverage won’t apply to a particular element if an issue caused the damage that is being fixed with a previous accident claim. If anything like this happens, you might have no choice but to file a claim with your indemnity company. When filing claims for a mishap, it is a great idea to have a lawyer add necessities within the agreement for unanticipated difficulties to be handled. These clauses should be included.
The problem is outside of warranty coverage
Even if you have a warranty on your car, you may run into issues that aren’t covered by it. It is possible that the Powertrain Plan would cover a gearbox breakdown, but the ensuing AWD system issues may not be covered. Most chain reactions may be avoided if they are swiftly corrected or amended.
Is Concord Auto Protect legit?
To the best of our knowledge, the firm behind Concord Auto Protect does operate legally. It’s essential to perform some preliminary research on warranty companies to see what they have to offer and whether or not it matches your requirements. Additional services like roadside assistance and policy checks are also important considerations.
How many warranty plans does Concord Auto Protect have?
Premium, Advanced, and Powertrain are the three options accessible through Concord. The powertrain is considered the most rudimentary alternative, while Premium, on the other hand, avail a lot of advantages to its users. Only the third plan provides complete coverage from bumper to bumper.
Where is Concord Auto Protect available?
Guys in US and Canada are lucky enough to enjoy the services if Concord, and approved repair centers are located around the country.
